Build Your
Insurtech MVP.
In San Diego.
San Diego Founders
Why San Diego is the
Perfect Launchpad
San Diego is a biotech and defense tech hub, with strengths in life sciences, telecommunications, and cleantech. The city offers California credibility at lower costs than the Bay Area.
Thriving Ecosystem
SoCal innovation, UK precision
- Biotech and life sciences product experience
- California standards at better pricing than SF/LA
- Defense and enterprise security experience
- Build while you focus on research and fundraising
San Diego is 8 hours behind London. Full async workflow—we build while you sleep.
Why Insurtech MVPs Fail
And How To Avoid It
We've seen dozens of founders in insurtech make these mistakes.
Trying to become a carrier
Building like you need to underwrite risk from day one.
Our SolutionStart as an MGA or agent. Use capacity from existing carriers. Validate the distribution model before worrying about risk.
Building complex quoting engines
Creating actuarial models when you could use existing rating APIs.
Our SolutionUnless pricing IS your innovation, use existing rating engines. Focus on distribution and UX.
Regulatory paralysis
Believing you need licenses in 50 states before launching.
Our SolutionStart in one or two states. Prove the model. Expand licenses with revenue.
What Your MVP Actually Needs
Don't waste budget on features you don't need yet. Focus on validation.
Must Haves
- Quote flow (your core UX innovation)
- Policy binding (can be manual backend)
- Basic policy management
- Claims intake
- Customer dashboard
Wait For Later
- Custom underwriting algorithms
- Complex claims adjudication
- Multi-state licensing
- Reinsurance systems
Compliance Check
MVP Requirements
- State licensing (your initial state)
- Data security
- Audit trails
Post-Revenue
- Full multi-state expansion
- Carrier status
Built to Scale.
Not Just a Demo.
We use the same stack as billion-dollar startups. Next.js + Supabase. Integrate with existing rating APIs. Build the UX layer, not the actuarial engine.
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Core Features We Build
Ready to Displace the
Incumbents?
Join 18 other founders starting this month. Fixed price, guaranteed delivery, 100% ownership.
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